Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,328	$169,328	$224,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$55,582	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	4.904%	7.640%
1st payment	$792.59	$792.59	$1,557.23
2nd payment	$0.00	$416.86	$0.00
Taxes / mo	$113.58	$113.58	$113.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.24	$138.24	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,194.41	$1,611.27	$1,865.80
Cash to close	$80,572	$24,990	$24,990