Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$191,639$191,639$341,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$149,461$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%5.601%7.640%
1st payment$950.32$950.32$2,361.71
2nd payment$0.00$996.41$0.00
Taxes / mo$268.25$268.25$268.25
Insurance / mo$150.00$150.00$150.00
MI / mo$158.69$158.69$68.22
HOA / mo$243.00$243.00$243.00
Total monthly$1,770.26$2,766.66$3,091.18
Cash to close$187,361$37,900$37,900