Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$327,131	$327,131	$427,500
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$100,369	$0
Funding fee	$1,636	$1,636	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	6.360%	6.745%	7.640%
1st payment	$2,043.39	$2,043.39	$2,959.92
2nd payment	$0.00	$669.13	$0.00
Taxes / mo	$107.67	$107.67	$107.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,317.72	$2,986.85	$3,319.76
Cash to close	$147,869	$47,500	$47,500