Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$271,090	$271,090	$746,100
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$475,010	$0
Funding fee	$0	$0	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	4.520%	6.576%	7.640%
1st payment	$1,658.11	$1,658.11	$5,165.85
2nd payment	$0.00	$3,067.78	$0.00
Taxes / mo	$690.83	$690.83	$690.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$256.11	$256.11	$149.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,821.72	$5,889.49	$6,222.57
Cash to close	$557,910	$82,900	$82,900