Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,334	$208,334	$386,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$177,766	$0
Funding fee	$1,042	$1,042	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	5.302%	7.640%
1st payment	$999.20	$999.20	$2,673.28
2nd payment	$0.00	$1,185.11	$0.00
Taxes / mo	$439.25	$439.25	$439.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.22
HOA / mo	$94.33	$94.33	$94.33
Total monthly	$1,682.78	$2,867.89	$3,434.08
Cash to close	$220,666	$42,900	$42,900