Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,298	$372,298	$742,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$370,202	$0
Funding fee	$1,861	$1,861	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.318%	7.640%
1st payment	$1,787.25	$1,787.25	$5,140.92
2nd payment	$0.00	$2,390.89	$0.00
Taxes / mo	$192.42	$192.42	$192.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,196.34	$4,587.23	$5,698.50
Cash to close	$452,702	$82,500	$82,500