Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$367,115	$367,115	$472,500
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$105,385	$0
Funding fee	$0	$0	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.940%	4.846%	7.640%
1st payment	$1,746.59	$1,746.59	$3,271.49
2nd payment	$0.00	$702.57	$0.00
Taxes / mo	$521.50	$521.50	$521.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$290.09	$290.09	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,724.85	$3,427.42	$4,054.16
Cash to close	$157,885	$52,500	$52,500