Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$138,257$138,257$256,500
Remaining term (yrs)17.017.030.0
Secondary amount$0$118,243$0
Funding fee$0$0$0
Note rate7.230%7.230%7.400%
Blended rate7.780%7.881%7.640%
1st payment$1,176.35$1,176.35$1,775.95
2nd payment$0.00$788.28$0.00
Taxes / mo$532.42$532.42$532.42
Insurance / mo$150.00$150.00$150.00
MI / mo$68.32$68.32$51.30
HOA / mo$14.58$14.58$14.58
Total monthly$1,941.67$2,729.95$2,524.25
Cash to close$146,743$28,500$28,500