Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$275,372	$256,500
Remaining term (yrs)	29.5	30.0
Secondary amount	$0	$0
Funding fee	$1,377	$0
Note rate	6.090%	7.400%
Blended rate	6.090%	7.640%
1st payment	$1,675.24	$1,775.95
2nd payment	$0.00	$0.00
Taxes / mo	$172.83	$172.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$51.30
HOA / mo	$77.00	$77.00
Total monthly	$2,075.08	$2,227.09
Cash to close	$9,628	$28,500