Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$17,488	$17,488	$248,310
Remaining term (yrs)	3.7	3.7	30.0
Secondary amount	$0	$230,822	$0
Funding fee	$87	$87	$0
Note rate	8.620%	8.620%	7.400%
Blended rate	8.620%	7.811%	7.640%
1st payment	$447.80	$447.80	$1,719.25
2nd payment	$0.00	$1,490.72	$0.00
Taxes / mo	$86.25	$86.25	$86.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$684.05	$2,174.77	$2,005.16
Cash to close	$258,412	$27,590	$27,590