Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,750$376,750$396,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$41,250$0
Funding fee$1,884$1,884$0
Note rate5.550%5.550%7.400%
Blended rate5.550%6.174%7.640%
1st payment$2,283.72$2,283.72$2,741.82
2nd payment$0.00$408.21$0.00
Taxes / mo$168.92$168.92$168.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,602.64$3,010.84$3,139.94
Cash to close$63,250$22,000$44,000