Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,757$285,757$296,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$26,793$0
Funding fee$1,429$1,429$0
Note rate6.960%6.960%7.400%
Blended rate6.960%7.381%7.640%
1st payment$1,958.04$1,958.04$2,050.14
2nd payment$0.00$265.13$0.00
Taxes / mo$274.17$274.17$274.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.22
HOA / mo$436.00$436.00$436.00
Total monthly$2,818.20$3,083.34$2,969.52
Cash to close$43,243$16,450$32,900