Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$205,925$205,925$323,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$117,985$0
Funding fee$1,030$1,030$0
Note rate2.750%2.750%7.400%
Blended rate2.750%4.662%7.640%
1st payment$963.45$963.45$2,242.69
2nd payment$0.00$786.57$0.00
Taxes / mo$196.50$196.50$196.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$291.00$291.00$291.00
Total monthly$1,600.95$2,387.52$2,944.97
Cash to close$153,975$35,990$35,990