Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$178,101	$178,101	$269,991
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$91,890	$0
Funding fee	$891	$891	$0
Note rate	6.690%	6.690%	7.400%
Blended rate	6.690%	7.476%	7.640%
1st payment	$1,181.58	$1,181.58	$1,869.36
2nd payment	$0.00	$689.17	$0.00
Taxes / mo	$140.58	$140.58	$140.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,472.16	$2,161.33	$2,213.94
Cash to close	$121,889	$29,999	$29,999