Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,174	$170,174	$292,500
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$122,326	$0
Funding fee	$0	$0	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	5.150%	6.342%	7.640%
1st payment	$1,044.70	$1,044.70	$2,025.21
2nd payment	$0.00	$815.51	$0.00
Taxes / mo	$172.67	$172.67	$172.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,516.90	$2,332.41	$2,406.38
Cash to close	$154,826	$32,500	$32,500