Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$309,500$309,500$328,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$37,250$0
Funding fee$1,548$1,548$0
Note rate5.810%5.810%7.400%
Blended rate5.810%6.462%7.640%
1st payment$1,927.71$1,927.71$2,274.47
2nd payment$0.00$368.62$0.00
Taxes / mo$457.25$457.25$457.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,534.96$2,903.58$2,947.42
Cash to close$55,500$18,250$36,500