Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$313,509	$313,509	$476,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$163,401	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.246%	7.640%
1st payment	$1,511.15	$1,511.15	$3,302.03
2nd payment	$0.00	$1,089.34	$0.00
Taxes / mo	$441.58	$441.58	$441.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$255.19	$255.19	$95.38
HOA / mo	$210.00	$210.00	$210.00
Total monthly	$2,584.59	$3,673.93	$4,215.66
Cash to close	$216,391	$52,990	$52,990