Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$157,741$157,741$310,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$152,759$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%5.937%7.640%
1st payment$762.21$762.21$2,149.84
2nd payment$0.00$1,018.39$0.00
Taxes / mo$335.92$335.92$335.92
Insurance / mo$150.00$150.00$150.00
MI / mo$126.60$126.60$62.10
HOA / mo$441.00$441.00$441.00
Total monthly$1,815.72$2,834.11$3,138.86
Cash to close$187,259$34,500$34,500