Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,543	$218,543	$337,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$118,957	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	5.429%	7.640%
1st payment	$1,066.29	$1,066.29	$2,336.78
2nd payment	$0.00	$793.05	$0.00
Taxes / mo	$210.58	$210.58	$210.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.09	$175.09	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,601.96	$2,395.01	$2,764.87
Cash to close	$156,457	$37,500	$37,500