Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$207,556	$207,556	$427,500
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$219,944	$0
Funding fee	$0	$0	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.930%	6.381%	7.640%
1st payment	$1,233.79	$1,233.79	$2,959.92
2nd payment	$0.00	$1,420.47	$0.00
Taxes / mo	$294.67	$294.67	$294.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$181.30	$181.30	$85.50
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$1,988.43	$3,408.90	$3,618.76
Cash to close	$267,444	$47,500	$47,500