Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$219,441$219,441$405,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$185,559$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.746%7.640%
1st payment$1,068.66$1,068.66$2,804.14
2nd payment$0.00$1,237.06$0.00
Taxes / mo$500.50$500.50$500.50
Insurance / mo$150.00$150.00$150.00
MI / mo$179.78$179.78$81.00
HOA / mo$16.67$16.67$16.67
Total monthly$1,915.61$3,152.67$3,552.31
Cash to close$230,559$45,000$45,000