Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$633,408$633,408$674,100
Remaining term (yrs)26.726.730.0
Secondary amount$0$40,692$0
Funding fee$3,167$3,167$0
Note rate6.570%6.570%7.400%
Blended rate6.570%6.717%7.640%
1st payment$4,190.14$4,190.14$4,667.33
2nd payment$0.00$305.19$0.00
Taxes / mo$249.08$249.08$249.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,655.89$4,961.08$5,267.90
Cash to close$115,592$74,900$74,900