Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,589	$187,589	$278,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$91,321	$0
Funding fee	$938	$938	$0
Note rate	5.090%	5.090%	7.400%
Blended rate	5.090%	6.370%	7.640%
1st payment	$1,088.86	$1,088.86	$1,931.12
2nd payment	$0.00	$684.91	$0.00
Taxes / mo	$269.08	$269.08	$269.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,507.94	$2,192.85	$2,405.98
Cash to close	$122,311	$30,990	$30,990