Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,124$245,124$377,899
Remaining term (yrs)24.424.430.0
Secondary amount$0$132,775$0
Funding fee$1,226$1,226$0
Note rate2.650%2.650%7.400%
Blended rate2.650%4.530%7.640%
1st payment$1,134.39$1,134.39$2,616.50
2nd payment$0.00$885.16$0.00
Taxes / mo$349.91$349.91$349.91
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$320.00$320.00$320.00
Total monthly$1,954.29$2,839.46$3,511.98
Cash to close$174,764$41,989$41,989