Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$566,230$566,230$733,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$167,270$0
Funding fee$2,831$2,831$0
Note rate5.700%5.700%7.400%
Blended rate5.700%6.225%7.640%
1st payment$3,488.73$3,488.73$5,078.61
2nd payment$0.00$1,115.14$0.00
Taxes / mo$250.58$250.58$250.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$135.00$135.00$135.00
Total monthly$4,090.98$5,206.12$5,827.56
Cash to close$248,770$81,500$81,500