Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,008	$212,008	$526,410
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$314,402	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	6.441%	7.640%
1st payment	$1,131.05	$1,131.05	$3,644.76
2nd payment	$0.00	$2,030.52	$0.00
Taxes / mo	$185.58	$185.58	$185.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$175.13	$175.13	$105.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,658.43	$3,688.94	$4,102.29
Cash to close	$372,892	$58,490	$58,490