Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$185,353$185,353$256,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$71,147$0
Funding fee$0$0$0
Note rate3.110%3.110%7.400%
Blended rate3.960%5.358%7.640%
1st payment$879.97$879.97$1,775.95
2nd payment$0.00$533.60$0.00
Taxes / mo$298.75$298.75$298.75
Insurance / mo$150.00$150.00$150.00
MI / mo$145.78$145.78$51.30
HOA / mo$169.00$169.00$169.00
Total monthly$1,643.50$2,177.10$2,445.00
Cash to close$99,647$28,500$28,500