Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$310,130	$310,130	$472,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$162,370	$0
Funding fee	$1,551	$1,551	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	4.804%	7.640%
1st payment	$1,505.03	$1,505.03	$3,271.49
2nd payment	$0.00	$1,082.47	$0.00
Taxes / mo	$437.50	$437.50	$437.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$229.00	$229.00	$229.00
Total monthly	$2,338.20	$3,420.67	$4,199.16
Cash to close	$214,870	$52,500	$52,500