Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$191,844	$191,844	$512,100
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$320,256	$0
Funding fee	$959	$959	$0
Note rate	3.350%	3.350%	7.400%
Blended rate	3.350%	6.102%	7.640%
1st payment	$1,248.44	$1,248.44	$3,545.68
2nd payment	$0.00	$2,068.32	$0.00
Taxes / mo	$302.92	$302.92	$302.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$102.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,718.02	$3,786.34	$4,117.68
Cash to close	$377,156	$56,900	$56,900