Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$131,784$131,784$252,000
Remaining term (yrs)20.820.830.0
Secondary amount$0$120,216$0
Funding fee$0$0$0
Note rate3.910%3.910%7.400%
Blended rate4.760%6.306%7.640%
1st payment$769.48$769.48$1,744.80
2nd payment$0.00$801.44$0.00
Taxes / mo$423.50$423.50$423.50
Insurance / mo$150.00$150.00$150.00
MI / mo$115.42$115.42$50.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,458.40$2,259.84$2,368.70
Cash to close$148,216$28,000$28,000