Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,772	$156,772	$449,910
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$293,138	$0
Funding fee	$0	$0	$0
Note rate	3.770%	3.770%	7.400%
Blended rate	4.620%	6.659%	7.640%
1st payment	$975.84	$975.84	$3,115.09
2nd payment	$0.00	$1,893.18	$0.00
Taxes / mo	$321.67	$321.67	$321.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$148.89	$148.89	$89.98
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,698.06	$3,591.25	$3,778.40
Cash to close	$343,128	$49,990	$49,990