Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$215,507	$215,507	$395,910
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$180,403	$0
Funding fee	$1,078	$1,078	$0
Note rate	4.600%	4.600%	7.400%
Blended rate	4.600%	6.149%	7.640%
1st payment	$1,296.48	$1,296.48	$2,741.20
2nd payment	$0.00	$1,202.69	$0.00
Taxes / mo	$137.67	$137.67	$137.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.18
HOA / mo	$96.00	$96.00	$96.00
Total monthly	$1,680.14	$2,882.83	$3,204.05
Cash to close	$224,393	$43,990	$43,990