Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$332,883	$332,883	$387,000
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$54,117	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.660%	6.987%	7.640%
1st payment	$2,029.40	$2,029.40	$2,679.51
2nd payment	$0.00	$405.88	$0.00
Taxes / mo	$180.00	$180.00	$180.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.33	$153.33	$77.40
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$2,582.72	$2,988.60	$3,156.91
Cash to close	$97,117	$43,000	$43,000