Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$180,476$180,476$224,550
Remaining term (yrs)24.724.730.0
Secondary amount$0$44,074$0
Funding fee$902$902$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.170%7.640%
1st payment$858.76$858.76$1,554.74
2nd payment$0.00$330.55$0.00
Taxes / mo$482.17$482.17$482.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.91
HOA / mo$0.00$0.00$0.00
Total monthly$1,490.93$1,821.48$2,231.82
Cash to close$69,024$24,950$24,950