Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$456,324$456,324$463,499
Remaining term (yrs)27.427.430.0
Secondary amount$0$32,925$0
Funding fee$0$0$0
Note rate6.600%6.600%7.400%
Blended rate7.150%7.468%7.640%
1st payment$3,000.87$3,000.87$3,209.17
2nd payment$0.00$325.82$0.00
Taxes / mo$429.17$429.17$429.17
Insurance / mo$166.67$166.67$166.67
MI / mo$215.36$215.36$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$3,812.06$4,137.89$3,897.71
Cash to close$58,675$25,750$51,500