Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$454,103	$454,103	$521,100
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$66,997	$0
Funding fee	$2,271	$2,271	$0
Note rate	2.750%	2.750%	7.400%
Blended rate	2.750%	3.554%	7.640%
1st payment	$2,070.95	$2,070.95	$3,607.99
2nd payment	$0.00	$502.48	$0.00
Taxes / mo	$410.83	$410.83	$410.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$104.22
HOA / mo	$74.00	$74.00	$74.00
Total monthly	$2,722.45	$3,224.93	$4,363.71
Cash to close	$124,897	$57,900	$57,900