Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$224,509$224,509$391,410
Remaining term (yrs)23.423.430.0
Secondary amount$0$166,901$0
Funding fee$0$0$0
Note rate3.650%3.650%7.400%
Blended rate4.500%5.992%7.640%
1st payment$1,186.93$1,186.93$2,710.04
2nd payment$0.00$1,112.67$0.00
Taxes / mo$230.25$230.25$230.25
Insurance / mo$150.00$150.00$150.00
MI / mo$183.79$183.79$78.28
HOA / mo$39.33$39.33$39.33
Total monthly$1,790.30$2,902.97$3,207.91
Cash to close$210,391$43,490$43,490