Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$449,559$449,559$594,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$144,441$0
Funding fee$2,248$2,248$0
Note rate3.180%3.180%7.400%
Blended rate3.180%4.352%7.640%
1st payment$2,228.49$2,228.49$4,112.74
2nd payment$0.00$962.94$0.00
Taxes / mo$550.00$550.00$550.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,945.16$3,908.10$4,948.20
Cash to close$210,441$66,000$66,000