Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$302,392$302,392$319,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$34,858$0
Funding fee$1,512$1,512$0
Note rate6.730%6.730%7.400%
Blended rate6.730%7.262%7.640%
1st payment$2,001.60$2,001.60$2,212.15
2nd payment$0.00$344.95$0.00
Taxes / mo$74.58$74.58$74.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,226.19$2,571.14$2,500.64
Cash to close$52,608$17,750$35,500