Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,925$334,925$1,170,000
Remaining term (yrs)20.020.030.0
Secondary amount$0$835,075$0
Funding fee$0$0$0
Note rate3.480%3.480%7.400%
Blended rate4.330%6.771%7.640%
1st payment$1,927.90$1,927.90$8,100.84
2nd payment$0.00$5,393.19$0.00
Taxes / mo$1,083.33$1,083.33$1,083.33
Insurance / mo$216.67$216.67$216.67
MI / mo$304.87$304.87$234.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,532.76$8,925.96$9,634.84
Cash to close$965,075$130,000$130,000