Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,400$267,400$290,700
Remaining term (yrs)25.025.030.0
Secondary amount$0$39,450$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.768%7.640%
1st payment$1,247.19$1,247.19$2,012.75
2nd payment$0.00$390.39$0.00
Taxes / mo$476.50$476.50$476.50
Insurance / mo$150.00$150.00$150.00
MI / mo$213.07$213.07$58.14
HOA / mo$137.33$137.33$137.33
Total monthly$2,224.09$2,614.48$2,834.72
Cash to close$55,600$16,150$32,300