Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,928	$212,928	$260,999
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$48,071	$0
Funding fee	$0	$0	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	7.040%	7.401%	7.640%
1st payment	$1,374.86	$1,374.86	$1,807.11
2nd payment	$0.00	$360.53	$0.00
Taxes / mo	$174.83	$174.83	$174.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.80	$99.80	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,799.50	$2,160.03	$2,184.14
Cash to close	$77,071	$29,000	$29,000