Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,618	$239,618	$292,410
Remaining term (yrs)	25.0	25.0	30.0
Secondary amount	$0	$52,792	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.673%	7.640%
1st payment	$1,115.08	$1,115.08	$2,024.59
2nd payment	$0.00	$395.94	$0.00
Taxes / mo	$381.83	$381.83	$381.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$190.50	$190.50	$58.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,837.42	$2,233.36	$2,614.90
Cash to close	$85,282	$32,490	$32,490