Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,728$299,728$391,500
Remaining term (yrs)29.829.830.0
Secondary amount$0$91,772$0
Funding fee$1,499$1,499$0
Note rate6.490%6.490%7.400%
Blended rate6.490%7.078%7.640%
1st payment$1,894.23$1,894.23$2,710.67
2nd payment$0.00$688.29$0.00
Taxes / mo$28.42$28.42$28.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$130.00$130.00$130.00
Total monthly$2,202.65$2,890.94$3,097.38
Cash to close$135,272$43,500$43,500