Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$84,609	$84,609	$292,500
Remaining term (yrs)	10.4	10.4	30.0
Secondary amount	$0	$207,891	$0
Funding fee	$423	$423	$0
Note rate	2.330%	2.330%	7.400%
Blended rate	2.330%	6.182%	7.640%
1st payment	$757.64	$757.64	$2,025.21
2nd payment	$0.00	$1,342.63	$0.00
Taxes / mo	$190.58	$190.58	$190.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,098.22	$2,440.85	$2,424.29
Cash to close	$240,391	$32,500	$32,500