Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$219,409$219,409$269,100
Remaining term (yrs)26.426.430.0
Secondary amount$0$49,691$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%7.100%7.640%
1st payment$1,395.87$1,395.87$1,863.19
2nd payment$0.00$372.68$0.00
Taxes / mo$157.00$157.00$157.00
Insurance / mo$150.00$150.00$150.00
MI / mo$105.35$105.35$53.82
HOA / mo$184.33$184.33$184.33
Total monthly$1,992.55$2,365.23$2,408.34
Cash to close$79,591$29,900$29,900