Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$227,428	$227,428	$436,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$209,072	$0
Funding fee	$1,137	$1,137	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	3.330%	5.447%	7.640%
1st payment	$1,153.12	$1,153.12	$3,022.24
2nd payment	$0.00	$1,350.25	$0.00
Taxes / mo	$294.42	$294.42	$294.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,614.20	$2,964.45	$3,570.62
Cash to close	$257,572	$48,500	$48,500