Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$272,044$272,044$386,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$114,866$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%5.195%7.640%
1st payment$1,351.96$1,351.96$2,678.89
2nd payment$0.00$765.77$0.00
Taxes / mo$208.08$208.08$208.08
Insurance / mo$150.00$150.00$150.00
MI / mo$222.56$222.56$77.38
HOA / mo$79.00$79.00$79.00
Total monthly$2,011.61$2,777.38$3,193.35
Cash to close$157,856$42,990$42,990