Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$367,765$367,765$494,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$127,145$0
Funding fee$1,839$1,839$0
Note rate3.230%3.230%7.400%
Blended rate3.230%4.455%7.640%
1st payment$1,841.10$1,841.10$3,426.66
2nd payment$0.00$847.64$0.00
Taxes / mo$360.25$360.25$360.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,368.02$3,215.65$4,052.56
Cash to close$182,135$54,990$54,990