Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$84,694$84,694$346,410
Remaining term (yrs)28.128.130.0
Secondary amount$0$261,716$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%7.535%7.640%
1st payment$536.46$536.46$2,398.47
2nd payment$0.00$1,690.25$0.00
Taxes / mo$536.83$536.83$536.83
Insurance / mo$150.00$150.00$150.00
MI / mo$39.64$39.64$69.28
HOA / mo$90.00$90.00$90.00
Total monthly$1,352.93$3,043.18$3,244.59
Cash to close$300,206$38,490$38,490